


Get Biz. Funding
From $25k - $5M
in 24 hours or less!
Get Biz. Funding
From $25k - $5M
in 24 hours or less!
Get Biz. Funding
From $25k - $5M
in 24 hours or less!
Flexible capital for growth, payroll, inventory, and operational needs—delivered when your business needs it most.
Flexible capital for growth, payroll, inventory, and operational needs—delivered when your business needs it most.
With 15+ years of experience, we provide quick, flexible capital that keeps businesses moving forward.
With 15+ years of experience, we provide quick, flexible capital that keeps businesses moving forward.
At Riverhead, we’ve helping businesses access fast, dependable funding—improving cash flow, covering essential expenses, and supporting long-term growth.
0k+
0k+
0k+
0k+
0k+
0k+
Businesses Funded



Fast Approvals
Flexible Funding Options
Cash-Flow Support
Growth & Expansion Capital
With a 98% client satisfaction rate, Riverhead has helped businesses secure over $1B+ in funding.
With a 98% client satisfaction rate, Riverhead has helped businesses secure over $1B+ in funding.
Fast, flexible capital trusted by thousands of business owners nationwide.
Fast, flexible capital trusted by thousands of business owners nationwide.
With a 98% client satisfaction rate, Riverhead has helped businesses secure over $1B+ in funding.
Fast, flexible capital trusted by thousands of business owners nationwide.
0B+
0B+
Total Funding Provided
0B+
0B+
Total Funding Provided
0B+
0B+
Total Funding Provided
0k+
0k+
Businesses Funded
0k+
0k+
Businesses Funded
0k+
0k+
Businesses Funded
$0B+
$0B+
Assets Under Management
$0B+
$0B+
Assets Under Management
$0B+
$0B+
Assets Under Management
0+
0+
Years In Business
0+
0+
Years In Business
0+
0+
Years In Business
Funding Solutions Designed to Help Your Business Grow
Funding Solutions Designed to Help Your Business Grow
Funding Solutions Designed to Help Your Business Grow
[01]
Working Capital Funding
Quick, flexible funding for daily expenses and cash-flow gaps, so your business stays on track.
Cover payroll & operating costs
Smooth out cash-flow delays
Bridge seasonal slowdowns
[02]
Expansion & Growth Funding
Capital designed to help businesses scale — open new locations, restock inventory, upgrade equipment, or launch growth initiatives.
Equipment upgrades
Inventory restock for high-demand seasons
Marketing & customer acquisition
[03]
Revenue-Based Financing
Empowering organizations to align talent with business goals through optimized team strategies.
Leadership Development Programs
Workforce Alignment & Planning
Culture & Performance Optimization
[04]
Cash-Flow Stabilization
Designing actionable roadmaps for businesses to scale sustainably and seize new opportunities.
Market Expansion Strategies
Revenue Growth Frameworks
Scalable Business Models




[01]
Working Capital Funding
[02]
Expansion & Growth Funding
Capital designed to help businesses scale — open new locations, restock inventory, upgrade equipment, or launch growth initiatives.
Equipment upgrades
Inventory restock for high-demand seasons
Marketing & customer acquisition
[03]
Revenue-Based Financing
[04]
Cash-Flow Stabilization




[01]
Working Capital Funding
[02]
Expansion & Growth Funding
Capital designed to help businesses scale — open new locations, restock inventory, upgrade equipment, or launch growth initiatives.
Equipment upgrades
Inventory restock for high-demand seasons
Marketing & customer acquisition
[03]
Revenue-Based Financing
[04]
Cash-Flow Stabilization
Our Simple Process to
Get You Funded Fast
Our Simple Process to
Get You Funded Fast
Our Simple Process to Get You Funded Fast
Apply Online
Submit a quick application with basic business details. No paperwork, no hassle.
Apply Online
Submit a quick application with basic business details. No paperwork, no hassle.
Apply Online
Submit a quick application with basic business details. No paperwork, no hassle.
Get Approved
Receive a fast decision and funding options tailored to your business needs.
Get Approved
Receive a fast decision and funding options tailored to your business needs.
Get Approved
Receive a fast decision and funding options tailored to your business needs.
Receive Your Funds
Get capital in hours and keep your business running, growing, and moving forward.
Receive Your Funds
Get capital in hours and keep your business running, growing, and moving forward.
Receive Your Funds
Get capital in hours and keep your business running, growing, and moving forward.



See What’s Possible With Funding
The Value Behind Working With Riverhead
The Value Behind Working With Riverhead
Riverhead, we focus on trust, transparency, and speed.
Our goal is simple — to give your business the capital it needs without delays, complications, or hidden requirements.
We’re here to support you with clear communication, flexible options, and funding you can rely on.
The Value Behind Working With Riverhead
Riverhead, we focus on trust, transparency, and speed.
Our goal is simple — to give your business the capital it needs without delays, complications, or hidden requirements.
We’re here to support you with clear communication, flexible options, and funding you can rely on.
Fast & Transparent
Real Support
Flexible Solutions
We provide clear terms, quick updates, and honest guidance throughout the entire funding process.
Fast & Transparent
Real Support
Flexible Solutions
We provide clear terms, quick updates, and honest guidance throughout the entire funding process.
Fast & Transparent
Real Support
Flexible Solutions
We provide clear terms, quick updates, and honest guidance throughout the entire funding process.
Industries That Qualify
For our Loans
Industries That Qualify
For our Loans
Industries That Qualify
For our Loans

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.

Manufacturing And Distribution
Flexible capital for inventory and equipment. Designed to help manufacturing and distribution businesses stay efficient.

Real Estate And Property Investment
Flexible financing for renovations and property upgrades. Perfect for real estate investors looking to scale.

Retail And Ecommerce
Fast funding to manage inventory, restock products, and handle seasonal demand. Support for retail and ecommerce businesses looking to grow.

Restaurants And Hospitality
Quick capital to cover supplies, staffing, and day-to-day operations. Flexible funding designed for restaurants and hospitality businesses.

Health & Wellness Services
Fast funding to manage inventory, equipment, and ongoing operating costs. Perfect for gyms, salons, spas, and wellness service providers.

Professional Services
Fast funding to cover payroll, equipment, and day-to-day operations. Ideal for agencies, consultancies, medical practices, and service providers.
Proven What Our Clients Say
Proven What Our Clients Say
Proven What Our Clients Say
“Riverhead helped us cover payroll and materials during a slow month. The approval was fast, and their team kept us updated at every step.”

Annette Black
Owner, BlackRock Construction
“We got funding within hours. It helped us buy parts, take on more jobs, and keep the shop running without interruptions.”

Jane Cooper
Owner, Cooper Auto
“Their funding gave us the boost we needed to restock inventory before the holiday rush. Simple process, no stress, no surprises.”

Arlene McCoy
Founder, McCoy Boutique
“Thanks to Riverhead, we bridged a cash-flow gap caused by delayed invoices. The flexibility made a huge difference for our team.”

Cameron Williamson
Ops Lead, SwiftStock
“Our clinic needed quick capital for equipment repairs. Riverhead stepped in fast — smooth process, clear terms, and reliable support.”

Theresa Webb
Manager, BrightCare Medical
Talk to a Funding Specialist
Talk to a Funding Specialist
Talk to a Funding Specialist

Get Personalized Guidance for Your Business
Our team is here to help you understand your funding options and choose the right program for your needs.
Book a quick call — no obligations, no pressure.
Monday- Friday
9:00 AM – 7:00 PM
Sunday
Closed
Friendly Asked Questions.
Friendly Asked Questions.
Friendly Asked Questions.
Still have a question?
Our team is ready to assist you with anything you need.
How fast can I get approved for funding?
What are the minimum requirements to qualify for funding?
While specific requirements vary by funding type, most businesses need at least six months in operation, $30,000 in monthly revenue, and a credit score of 550+ to qualify.
Will applying for funding affect my credit score?
Can I get funding if I already have an existing loan?
How do I choose the right funding type for my business?
How fast can I get approved for funding?
What are the minimum requirements to qualify for funding?
While specific requirements vary by funding type, most businesses need at least six months in operation, $30,000 in monthly revenue, and a credit score of 550+ to qualify.
Will applying for funding affect my credit score?
Can I get funding if I already have an existing loan?
How do I choose the right funding type for my business?
How fast can I get approved for funding?
What are the minimum requirements to qualify for funding?
While specific requirements vary by funding type, most businesses need at least six months in operation, $30,000 in monthly revenue, and a credit score of 550+ to qualify.
Will applying for funding affect my credit score?
Can I get funding if I already have an existing loan?
How do I choose the right funding type for my business?
Get the Funding You Need to Grow Faster & Run Stronger
Get the Funding You Need to Grow Faster & Run Stronger
Get the Funding You Need to Grow Faster & Run Stronger
Apply in minutes with no paperwork
Apply in minutes with no paperwork
Apply in minutes with no paperwork
Get personalized funding options
Get personalized funding options
Get personalized funding options
See how much you qualify for — fast
See how much you qualify for — fast
See how much you qualify for — fast
